Women’s money has always been an issue do you know what you have to do so that you have an understanding of your Financial Future
1) Understand your take home pay
2) Start Budgeting
3) Save money
4) Use any credit cards wisely
5) Review and understand your Credit Report
6) Establish yourself financially
7) Make sure you know where your super is and keep 1 only
Always check and try and eliminate expenses which can help to save for future goals.
Spend it wisely think before you hand over your cash do I really need this can I do without this is this purchase working towards my financial goals work on the 30day Rule if in 30 days you still want it then a purchase can be made
Always plan for an emergency as they will always pop up and you need to have a backup plan in place for these things.
Try the 50/30/20 plan where you spend
50% Needs eg groceries housing health insurance and car and gas and electricity
30% Wants eg Shopping dinning out and hobbies gym
20% Savings eg this must go into your savings account
Only you can take control of your Finances with these easy steps you will be well on your way to understanding and tracking your financial future.
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